The Fanchers’ predicament is just one of many linked to the insurance crisis in hurricane-prone Florida. Rates are sky-high and expected to continue rising as catastrophe claims surge and Floridians face few insurance options and increased scrutiny during underwriting.

Recent budget cuts from the current administration have fueled concerns about public safety as well as the future of climate science.

The National Weather Service has issued heat advisories across Southeast Georgia, as well as Northeast and Central Florida.

The storm remains disorganized on Wednesday but still has time to strengthen over the Gulf before making landfall on Thursday.