If you're shopping for a new car right now, you've got a rare advantage working in your favor. 60-month auto loan rates dropped to 7.01% in January 2026—the lowest they've been since mid-2023, according to Bankrate's latest auto loan tracker.

New car financing is available for under 4% APR for borrowers with high credit scores

The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

Auto loan rates in 2025 range from below 4.00% annual percentage rate (APR) to above 10% APR, depending on whether you purchase a new or used car and your financial situation. The best auto loan rates are available from credit unions when you use a new car ...

NEW YORK — According to the S&P/Experian Consumer Credit Default Indices, the auto loan default rate dropped from 1.45 percent in April to 1.34 percent in May. Moreover, first and second mortgage default rates decreased in May to 2.09 percent and 1.42 ...

Auto refinance rates start below 4% for qualified borrowers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by Staff Loans Editor, WSJ | Buy Side Hannah ...

As vehicle prices have risen, amid elevated interest rates and high living costs, so too have repossessions in recent years. Cox Automotive estimates yearly auto repossessions went up about 43% between 2022 and 2024, up to 1.73 million units, the highest since 2009 (1).