Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

As home equity loan rates sit near a two-year low, many homeowners may be wondering about the merits of acting now.

Minimal movement in home equity rates in the latest week. The benchmark 5-year $30,000 home equity loan edged down two basis ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

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Many households being asset-rich yet cash-poor, having potentially millions trapped in home equity while everyday costs rise ...

Despite their advantages, home equity loans come with risks — including the potential to lose your home if you miss payments. Ideally, they should be used to finance home improvements or consolidate ...