How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The most common types of home equity loans are fixed-rate ...

Traditional home equity financing vehicles no longer match the realities home owners are living with, a new study has found.Across generations and financial scenarios, owners' unmet needs are consistent: They want more flexible ways to access the equity they’ve built in their homes and they increasingly feel stressed,