Managing a home loan is a significant financial commitment, and finding ways to reduce monthly instalments can provide much-needed relief, especially in challenging economic times. Adrian Goslett, ...

Around 5 million households have seen their mortgage interest rate change since the Bank of England base rate started to rise in late 2021. Over the course of the 2023 alone, the base rate increased ...

There are several strategies for making principal-only mortgage payments, such as lump sum payments or increasing payments, which can decrease the overall interest paid over time since mortgage ...

If you’re self-employed and 50, then you might qualify for a tenure of about 15-20 years. Generally, any credit score of ...

When you apply for a mortgage, the proportion of your monthly income that will go to fund the loan is – in most cases – dictated by the lender and the deal. Lenders impose limits on the amount you can ...

High interest rates are yet to fully hit households, the Bank of England (BoE) has warned, with millions of mortgage borrowers set to pay between £200 and £1,000 extra for their home loan per month by ...