The Neighborhood Assistance Corporation of America (NACA) offers a unique mortgage program designed to make homeownership ...

With mortgage rates still about 6% and housing prices near record highs, buying a first home might seem impossible for many, but a down payment assistance program for first-time buyers can be a game ...

NACA is a mortgage program that offers zero down payments, no closing costs and below-market interest rates.

The number of these programs, which come from a range of sources, is rising in the United States, but there are barriers to entry. By Heather Senison When Benjamin Sar’s friend suggested he save up to ...

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email One of the largest home loan providers in the U.S., Guild Mortgage originated over 75,000 ...

In July 2025, the median down payment on a home in the U.S. was $62,000, according to research from real estate data firm ...

A down payment is the portion of a home’s purchase price the buyer isn’t financing with a mortgage. The amount is paid upfront at closing. Depending on the buyer’s finances and the type of loan, down ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

HFA loans are mortgages available through state housing finance agencies. These loans are geared toward first-time homebuyers and commonly offer down payment assistance. HFA borrowers typically must ...