Learn the essentials about low interest rate credit cards, then boost your savings using U.S. News’ picks and expert strategies to choose the best low interest rate credit card for you.

A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a low introductory APR ...

When deciding between credit cards, picking the one with the lowest interest rate is your best bet, all else being equal. While the difference between an APR of 22% and 28% may appear minor ...

Because I never carry a balance, I haven't chosen any of my personal credit cards based on having a low interest rate. If I did, my no-brainer choice would be the PenFed Gold Visa® Card. It ...

A credit card with a low interest rate can offer savings and flexibility. Though credit card annual percentage rates typically range from 17 to 24 percent, it's possible to get a card with a lower ...

The lower your interest rate, the less you’ll pay in interest charges. How to get a card with a low interest rate. When looking for a new credit card with a reasonable ongoing interest rate ...

These credit cards feature below-average interest rates -- sometimes even 0% for more than a year -- and can help you save a lot of money if you're carrying (or transferring) a big balance.

See the best low interest credit cards according to our research at Forbes Advisor UK. Find a card for you from our best low rate credit cards selection.

To qualify for the best rates, you need a good credit score, stable income (Discover requires at least $25,000 per year), and financial discipline to avoid getting back into debt after consolidating.

To determine which credit cards have the lowest interest rates and offer the best value, CNBC Select analyzed 247 of the most popular credit cards offered by the biggest banks, ...

NerdWallet's . Best Low Interest Credit Cards of April 2025 Chase Freedom Unlimited® : Best for All-around cash back Blue Cash Everyday® Card from American Express : Best for Grocery and gas rewards ...

Also, some low-interest rate cards feature the lowest rate of all -- 0%! -- but that zero rate will only be temporary. A good zero-interest card will maintain that teaser rate for a year to 18 months.