The Fed's interest rate cut will have a gradual impact on mortgages and credit card rate relief could be slow.

Central bankers lowered rates to a new range of 3.5% to 3.75%, potentially bringing welcomed relief to borrowers.

A low-interest credit card can be a valuable tool to help you save money if you sometimes carry a balance. Many cards come with introductory interest-free periods of at least a year, which could help ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

The Fed cut interest rates at its December meeting. Here's how it affects your money — from mortgages and auto loans to ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

A low-interest-rate credit card offers an annual percentage rate (APR) that’s substantially less than the rate on a standard credit card. For many Canadians, a lower interest rate can result in ...

Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer ended or your credit score dropped. If your APR increases, you can work on paying ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...