Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Average personal auto insurance premiums in Michigan fell 18.8%, or $357, in the five years after the state’s no-fault reform ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Side view of two silver cars that are stopped in a collision with the hood of one car visibly damaged. Auto insurance laws vary across the United States, and one of the most important distinctions is ...