How to get out of debt when you’re broke? You’re in luck. There are free tools, such as budgeting apps or government portals, designed to help those who are overwhelmed. Check Out: 5 Subtly Genius ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But debt settlement isn't a simple on-off switch. The process typically ...

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

Settling debt for $0.20 on the dollar sounds too good to be true, but is that type of agreement really realistic?

Nearly 175 million Americans carried credit card debt into the holiday season, according to TransUnion data. With balances averaging more than $6,500 and APRs hovering around 23%, clearing the ledger ...