Canada created the RRSP in the 1950s to give people without pensions another option to save money for the future. RRSPs started out less flexible than the current version but improved over the years.

You can hold the Vanguard FTSE Canada ETF (TSX:VCE) in an RRSP or TFSA and pay no taxes on it. The TFSA offers tax-free ...

The amount you can contribute to your RRSP or a spousal RRSP is based on your RRSP contribution limit. (Credit: Getty Images/iStockphoto) Spousal registered retirement savings plans (RRSPs) have been ...

Last Friday, I came home after work and Carolyn said to me, “Let’s go out tonight and have some fun.” “Sounds good to me,” I replied. “If you get back before me, just leave the light on.” Now, as it ...

Many couples no longer use spousal registered retirement savings plans to even out their marginal tax rates, but some advisors say there’s still a place for them in specific client situations.

Missed the RRSP deadline? Discover how to make the most of your tax savings with contributions and carry-forward rules. If you missed the RRSP contribution deadline, leveraging your Tax-Free Savings ...

Financial advisors have a critical role to play during RRSP season in educating Canadians about tax-registered plans and helping clients take best advantage of the investment vehicles available, ...

Planning for your retirement is a big deal for Canadians! Registered Retirement Savings Plans (RRSPs) are a popular way to save. But there are some things that can make the Canada Revenue Agency (CRA) ...

B.C. Premier Gordon Campbell says he is optimistic the federal government will change the regulations governing the Canadian pension plan to help seniors through the current financial turmoil. Seniors ...