It can be expensive to age in America – especially if you end up needing long-term care in a nursing home or via an in-home health care worker. One year in a private nursing home room, for example, ...

Imagine knowing that a storm would blow through your neighborhood, wiping out about 70% of the homes, but also knowing that only about 11% of your neighbors have homeowner's insurance. How many of ...

More than half of Americans over 65 will need help with basic activities like eating or bathing, according to the U.S. Department of Health and Human Services. The cost of long-term assistance ...

Whether an employee is reaching retirement age or acting as a caregiver for aging loved ones, planning for potential ...

Universal life (UL) insurance is a type of permanent life insurance that is known for its flexibility. You can typically ...

These plans come with higher premiums, around 1.8x to 2x the cost of regular term plans, due to the inclusion of a maturity ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...

As we look toward 2026, securing your financial future and that of your loved ones remains a top priority. Financial planning ...

The insurance industry is very fickle and competitive. There are so many important nuances to consider, which is why many find choosing and purchasing life insurance to be so confusing and frustrating ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...