SAN DIEGO, CA, UNITED STATES, January 8, 2026 /EINPresswire.com/ — Mortgage Capital Trading, Inc. (MCT ®), the de facto leader in innovative mortgage capital ...

MCT's recent data reveals a drop in mortgage lock volume, with refinances showing only a modest increase despite lower rates, while seasonal trends and purchase market challenges continue. Mortgage ...

Mortgage-rate-lock volume fell 20% in September, led by a combination of seasonal decline in purchase activity and rising interest rates, according to Optimal Blue’s Originations Market Monitor report ...

Rising mortgage rates are beginning to take a toll on rate-lock activity. Most of those tariffs have since been paused or reduced until July, and stock markets have largely regained the ground lost ...

Steeper-than-expected December mortgage lock volume drop as seasonality, shutdown uncertainty, and stubborn rates keep borrowers cautious. SAN DIEGO, CA, UNITED ...