Collateral or not, most small-business owners will still have to put assets on the line to qualify for a loan. Many, or all, of the products featured on this page are from our advertising partners who ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Whether you’re just ...

Programs from the SBA and USDA offer affordable financing options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions ...

The best small business lenders have flexible business requirements, competitive rates and a variety of loan options ...

Kiva is a nonprofit peer-to-peer lender that places a premium on popularity. Unlike most lenders, which use credit scores, accounting statements and other traditional gauges of financial success to ...

Select national banks, community banks and credit unions offer small dollar loans. Approval is based on routine banking activity rather than credit score, but specific eligibility criteria will vary ...

You have a killer business idea, an ironclad business plan and the drive to make your startup a success. But you face the dilemma that every entrepreneur encounters: You need funding to get your ...

Small business loans can be instrumental in helping businesses reach new heights. Getting approved for them, however, can sometimes be challenging for borrowers with lower personal credit scores ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...