Explore current mortgage rates and what they mean for homebuyers.

The rate on a 30-year fixed refinance climbed to 6.42% today, according to the Mortgage Research Center. Rates averaged 5.43% ...

The average mortgage rate on a 30-year term is 6.12% as of December 15, 2025, according to Zillow. That's a slight bump up ...

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new ...

The rate on a 30-year fixed refinance declined to 6.32% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage ...

The current mortgage rate on a 30-year fixed mortgage rose by 0.57% in the last week to 6.23%, according to the Mortgage ...

Heading into this week's Federal Reserve meeting, mortgage rates declined to the lowest levels of 2025. Here's what that ...

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

In the ever-evolving landscape of mortgage financing, understanding current refinance rates is essential for homeowners looking to make informed financial decisions. As of December 9, 2025, the ...

Since this rate cut was no surprise, the markets have taken it in stride,” 43-year mortgage industry veteran Melissa Cohn ...

“The average 30-year fixed-rate mortgage is well below the year-to-date average of 6.62%, providing some sense of balance to the housing market,” said Sam Khater, Freddie Mac’s Chief Economist. The 30 ...