Mortgage applications rose 4.8% for the week ending December 5, 2025, with a notable increase in refinance activity. The ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Seasonally adjusted mortgage application activity rose 4.8% last week, according to MBA’s Weekly Mortgage Applications Survey ...

Conventional loans which are resold to Fannie Mae only allow buyers' DTI to go up to 50% - meaning that no more than 50% of their gross monthly income should be allocated to their total monthly debt ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

ICE Mortgage Technology, neutral provider of a robust end-to-end mortgage platform and part of Intercontinental Exchange, Inc ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

Don't accept the first rate you're quoted. With mortgage rates at 1-year lows, these six strategies — from credit tweaks to ...

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.33%, according to the Mortgage Research Center. On a ...

When refinancing, lenders want to hear your goals clearly. Be ready to explain whether you want lower payments, cash out or a new loan type.