Bankrate Mortgage Rates Today

Mortgage rates, Fed

Fixed mortgage rates are not set directly by the Fed but by investor appetite, particularly for 10-year Treasury bonds. When there’s uncertainty in the market, investors buy Treasury bonds, which in turn drives yields — and, often, mortgage rates — downward.

· 2d · on MSN

Will borrowers see lower rates? What the Fed's interest rate cut means for you

· 3d · on MSN

What the Fed’s rate cut means for your mortgage, credit cards, and more

2don MSN

Mortgage rates today, December 12, 2025: 30-year rates are unchanged at 6.27%

Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.27%, ...

3don MSN

Mortgage Rates After the Fed Meeting: Here's What Day 1 Shows

The Federal Reserve cut interest rates a quarter point this week, but mortgage rates often move on their own. Here’s how they’ve reacted in the early aftermath.

5don MSN

From mortgage rates to home prices, here are 7 things Zillow’s home trends expert says to expect of the housing market in 2026

From design choices like what color you should paint your bathroom walls to features that can increase a seller’s home value, ...

4don MSN

Fed cuts interest rates again: What's next for mortgages, credit cards

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

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