OWN HOUSE vs RENT INVEST (20-Year Reality Check) 🔥 Same people. Same city. Same timeline. But very different money outcomes Vijay– Bought Own House (Loan) • Loan: ₹70,00,000 • Tenure: 20 years • EMI: ₹56,392 • Total paid (with interest): ₹1.35 Cr • House value after 20 yrs: ₹2 Cr • Net profit ≈ ₹65 Lakhs Ajith– Rented Invested • Rent: ₹16,000 • Monthly balance invested: ₹30,000 • Step-up: 5% • Investment: Mutual Funds (20 yrs) • Final value: ₹5.32 Cr 💰 • Bought house worth: ₹2.3 Cr • Balance:
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